General Liability
TPS offers General Liability coverage for our Members. We provide separate coverage documents for Schools/Colleges and for Public Entities (non-school). General Liability coverage protects the Member against the financial loss associated with most liability exposures, other than auto, school board legal liability/public officials liability, cyber, and law enforcement.
General Liability coverage includes:
- Broad Definition Covered Party (Elected or Appointed Officials & Authorized Volunteers included)
- Corporal Punishment Coverage Included for Schools
- Fire Damage to Rented Premises Coverage
- Defense Expense Outside Limits of Liability
- Employee Benefits Liability Coverage
- Incidental Medical Malpractice for Nurses & Emergency Medical Personnel Coverage Included
- Loss Prevention Services Included
- Medical Expense Coverage (Students & Athletes excluded)
- Personal & Advertising Injury Coverage
- Premises Liability Coverage for Jails Available
- Products & Completed Operation Coverage
- Rendering or Failure to Render Aid Coverage for Non-medical Professionals Included (Schools / Colleges Only)
- Deductibles of $0 up to $50,000 (negotiable)
