Auto Liability & Physical Damage
Comprehensive Protection for Your Fleet
Operating a fleet of vehicles comes with inherent risks, from potential third-party injuries and property damage to the financial loss associated with damage to your own vehicles.
Auto Liability (AL): Safeguarding Against Third-Party Risks
TPS Auto Liability coverage protects your organization against financial losses due to automobile-related injuries to third parties or damage to their property. By transferring this risk to our program, you can operate your fleet with confidence, knowing that you are protected from the potentially devastating consequences of auto-related claims.
Auto Physical Damage (APD): Protecting Your Vehicle Assets
In addition to third-party liability protection, TPS Auto Physical Damage coverage safeguards your organization against financial losses resulting from damage to your own covered vehicles. This coverage provides comprehensive protection against perils such as collision, vandalism, fire, and theft, ensuring that your vehicle assets are properly protected and can be promptly repaired or replaced in the event of a covered incident.
Customizable Coverage Options
We understand that every organization has unique needs when it comes to auto coverage. That’s why we offer various options to help you customize our AL and APD coverages to align with your specific requirements. From accident reporting kits and automatic coverage for newly acquired vehicles to hired car/non-owned coverage and loss prevention services, our comprehensive offerings allow you to tailor your auto coverage to your organization’s operations.
Valuable Coverage Features
TPS Auto Liability and Auto Physical Damage coverages include a range of valuable features, such as:
- Accident Reporting Kit Included
- Automatic Coverage on Newly Acquired Vehicles Available
- Defense Expenses Outside Limits of Liability
- Hired Car/Non-Owned Coverage Included
- Loss Prevention Services Included
- Optional Medical Payments (Med Pay) Coverage
- Limited Mexico Coverage Available
- Personal Injury Protection (PIP) Coverage Available
- Choice of Split Limits or Combined Single Limits
- Uninsured/Underinsured Motorist (UM/UIM) Coverage Available
- Flexible Deductibles (ranging from $0 to $50,000)
- Collision and Comprehensive Coverage for Physical Damage
- Garagekeepers Coverage Available
- Hired Car Physical Damage Coverage Available
- Rental Reimbursement for Theft of Private Passenger Vehicles Included
- Towing Coverage Available for Private Passenger Vehicles
- Sound Receiving and Transmitting Equipment Coverage Included
With our comprehensive Auto Liability and Auto Physical Damage coverages, you can operate your vehicle fleet with confidence, knowing that your organization is protected from the financial risks associated with auto-related incidents. Contact us today to learn more about our customizable coverage options and how we can safeguard your vehicle operations.
